CRe8 is an innovative developer of products and systems that provide simple solutions to needs in the property and finance industries. Our values are integrity, transparency and simplicity.

Our 'Simply Deposit Gap' finance product simply gets people into a new home with a deposit top-up.

Our property and finance aggregation platform simply makes new property purchasing easy for you and your client. The web-based platform is 'client best interest' designed, giving agents, brokers, accountants, financial planners, etc. access to national property listings from a panel of independent builders and developers. The integrated tools make selection, cash flow modeling and stress testing as simple as pressing a button.

Property & Finance

Property Aggregation Platform

CRe8 holds a Real Estate licence and has been aggregating builders and developers stock for a decade. Our online platform allows distribution through mortgage brokers, real estate agents, accountants, financial planners and indviduals who want to market property to their databases. The builders and developers on our panel are audited in house to make sure they pass our compliance standards including, but not limited to: valuations, liquidity, fixed price contracts, modest commissions, guaranteed build times and a high standard of finish.

Lending & Finance Aggregation

CRe8 holds an Australian Credit Licence and is a lender and aggregator. CRe8 is an 'out of the box' lender as our distribution channels have clients who do not always fit in the standard box of the big 4. Our 'Simply Deposit Gap' finance product simply gets people into a new home with a deposit top-up and it is unique to the construction market place. As an aggregator we are directly accredited with lenders/mortgage managers and distribute finance through our online platform through our network of brokers.


Nik Lal
Sherpa Financial Group Pty Ltd (Owner)
It is a pleasure to work with CRe8 who put the client's best interests first. They are a true advocate of thinking outside the box to achieve the best possible outcome and have an insatiable appetite for knowledge and the ability and skills to apply that knowledge accurately.

Fab Mastro
Mortgage Choice Whittlesea (Owner)
Residential Investment Specialist
CRe8 and I have been doing business for over 6 years, assisting mutual clients in achieving their Property dreams. In that time I have seen first-hand their number one quality and the only reason we have continued to do business - their ongoing integrity with each and every client. At the heart of everything is achieving the best possible outcome for the client and it's this outcome that creates the synergy between our businesses.

Cao Ting
Mindset Coach/Trainer/Public Speaker
I invested with CRe8 and have been receiving a superior cash on cash return every year until now, which is one of the deal of mine giving me the financial freedom right now. I got into investing area for quite a few years and always heard someone saying something is too good to be true. Well, it is true only by surrounding yourself with people like Paul, who perceive this world with full of possibility.

Joshua Hennessy
Paul has an incredibly contagious drive to lead people to success, helping them achieve the freedom of choice in life. Since day one, Paul has guided my wife and I to choose successful and strategic investment opportunities, for instant and future wealth generation.

The Board

Paul Wiwatowski
Executive Director

In 2007 Paul began investing in finance and property cashflow strategies. By 2011 he had built a personal portfolio substantial enough to give him his financial freedom. The key to his success was creating solutions to problems he faced as a young investor, such as developing techniques that allowed him to fund his investments with minimal capital. These techniques became more and more efficient as the business of CRe8 Home & Finance was developed and grew.

Adam Firnigl
Executive Director

Adam has a degree in Electronics and Communications Engineering and a post-graduate diploma in Business Management. He has also completed a Cert IV in Property Services (Real Estate) and a Cert IV in Financial Services (Finance/Mortgage Broking). With over 20 years experience working as a Director of Manufacturing Operations with two international $billion scientific instrumentation manufacturing companies, he has brought his strong quality and compliance oriented experience to the property finance market, firstly at a personal level, then for commercial clients.

Lewis O'Brien

Lewis has the best combination of business qualifications offered in the state of Victoria being a Commerce Degree and Law Degree (with Honours) from the University of Melbourne and an MBA from Melbourne Business School.
Lewis is recognised as a leading authority on innovative property investment techniques and has acted for and is recommended by many of Victoria's most successful property investors. His qualifications and experience assist CRe8 Home Finance to negotiate the regulatory environment and achieve its goals.

Interested in Investing

We provide investors with cashflow returns by investing money ethically and transparently. We lead by example and invest our own capital so you know that our primary focus is continuing to generate a secure and superior return on investment that we all benefit from together.

We welcome local and overseas investors and are happy to communicate via phone, email, skype and face to face depending on your needs.

If you are interested in becoming an investor please contact us.


Head Office

Level 9
440 Collins Street
Melbourne VIC 3000

P: 1300 007 760
E: info@cre8group.com.au
W: www.cre8group.com.au